Skip to Content
Call Us Today! 848-266-6858

How Can I Afford a New AC System (and Other HVAC Equipment)??


1st Choice Heating and Air Conditioning

How Can I Afford a New AC System (and Other HVAC Equipment)?

The COVID-19 pandemic has affected so many lives around us, both health-wise and financially. At 1st Choice Heating and Air Conditioning, we remain committed to providing the best service to all our New Jersey customers during this difficult time. Let’s stick together as a community and help each other whenever we can. We can certainly understand how you might want to replace your older air conditioner, or even your furnace, with a newer energy-efficient model but are concerned about the timing. Please know there are plenty of financing options available regardless of your credit history or current situation.

Financing Your Heating and Cooling Equipment

At 1st Choice Heating and Air Conditioning, we offer financing options with quick approvals! Whether you need to replace a costly part or want to purchase a new product, schedule an appointment with our finance team to see how we can help you. We can help you with the application process while going over rates and low monthly payment options. Another option is to check with the Howell and New Jersey government to see if low-interest loans are available on the purchase of energy-efficient HVAC equipment. Many cities and states around the country offer programs designed to help out with green home improvements. A little research could save you a bundle of money.

Veteran and Senior Discount Programs

If you are a veteran interested in making home improvements , consider applying with the Veteran Loan Center for a low-interest loan. Active-duty soldiers and veterans are eligible. Many options are available for seniors to upgrade their property . Start with your local aging agencies and work your way up. These programs are designed to keep you comfortable in your own home.

Check Out the Rebates!

At 1st Choice Heating and Air Conditioning, we partner with many manufacturing companies that offer significant rebates. These rebates can save you hundreds, if not thousands of dollars, depending on the model you purchase. Our team will gladly assist you in choosing the right system for your budget and lifestyle, and then helping to fill out any available rebate forms. Most older furnaces and air conditioners operate at an efficiency rate between 60 and 70 percent. That means for every dollar you invest to heat and cool your home, at least 30 cents is wasted. If you can replace that older equipment with a newer model that has an efficiency rating of 90 percent or higher, you are going to save a lot of money on your monthly energy bills. Energy efficiency has a lot to do with the energy rebates many utility companies offer their customers. Once again, it depends on the model you choose and its energy efficiency, but contacting your energy company in advance of your purchase will give you an idea of what you can expect. You may also qualify for a tax rebate or break from the IRS on your new system. Be sure to speak with a tax expert about this possibility.

Three Reasons to Replace Your HVAC System

Investing in your heating, ventilation, and air conditioning (HVAC) equipment can be a considerable expense, but it is a wise decision. Here are three reasons why it makes sense:

  1. Increase Your Home Market Value
  2. Improve Your Indoor Air Quality (IAQ)
  3. Add Comfort to Your Home

Most people spend 90 percent of their day indoors, according to the US Environmental Protection Agency (EPA). Investing in your home, health, and comfort just makes sense.

Call Us About Financing

Enjoy the warm weather comfortably, with a cooling system that does its job in your Howell, NJ, home. Our team at 1st Choice Heating and Air Conditioning takes great pride in building lasting relationships with every customer. We care about your health and your comfort. Call (848) 266-6858 or request service online today to learn more about our financing options and how we can help you achieve the comfort you deserve.